Terms and Conditions

Updated on October 2025

Effective Date: 10/01/2025
Last Updated: 10/01/2025

These Terms and Conditions (“Terms”) govern your access to and use of our platform, services, and any associated applications (“Services”). By accessing or using Credit365, you agree to be bound by these Terms.

Acceptance of Terms

By accessing or using Credit365, you confirm that you are legally capable of entering into a binding agreement and that you agree to comply with these Terms. If you do not agree, please do not use our Services.

Description of Service

Credit365 is a blockchain-based platform for issuing, managing, and verifying CEU, CPD, PDU, and CPE credits. We serve training providers, educational institutions, enterprises, and individual learners.

User Accounts

  • You must provide accurate, complete, and current information during registration.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You agree not to impersonate any person or entity or misrepresent your affiliation with any organization.

Issuance and Verification of Credits

  • Institutions and issuers are solely responsible for the accuracy of data associated with issued credits.
  • Credit365 stores credential metadata on public or permissioned blockchains for verification purposes.
  • Learners can share credentials through provided links or QR codes, which remain verifiable as long as the Service is operational.

White-Label Usage

If you are using a white-labeled version of Credit365, these Terms still apply unless superseded by a direct contract with your organization.

Prohibited Activities

You agree not to:

  • Use the Service for unlawful, fraudulent, or harmful activities
  • Attempt to access data not intended for you
  • Reverse engineer, duplicate, or resell any part of the Service without written permission

Intellectual Property

All content, trademarks, logos, and service marks are owned by Credit365 or its licensors. You may not use them without explicit written consent.

API Usage

Use of the Credit365 API must comply with our API documentation and fair use policies. Excessive or abusive API calls may result in suspension.

Limitation of Liability

To the maximum extent permitted by law, Credit365 shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services.

Termination

We reserve the right to suspend or terminate access to our Services if you violate these Terms or misuse the platform.

Modifications

We may update these Terms at any time. If changes are significant, we will notify you by email or through the platform.

Governing Law

These Terms are governed by the laws of [Insert Jurisdiction], without regard to its conflict of law provisions.

Contact

For questions, contact us at:

Cancel Accept